Privacy Policy
Effective Date: April 9, 2026
1. Introduction
Spendzo.AI is committed to protecting your privacy and ensuring transparency in how personal and business data is handled. This Privacy Policy describes how information is collected, used, processed, and shared in connection with your use of the Platform.
By accessing or using Spendzo.AI, you acknowledge and agree to the practices described in this Policy.
2. Categories of Information Collected
Spendzo.AI collects information necessary to operate and improve the Platform. This includes:
- Account Information: User names and email addresses provided during registration.
- Financial and Operational Data: Invoices, subscription details, and expense-related records uploaded by users.
- Usage Data: Interactions with the Platform, system activity, and performance metrics.
- Cookies and Similar Technologies: Used to support analytics and enhance user experience.
3. Purpose of Processing
Information collected is used to:
- Provide and maintain the Platform
- Analyze company spend and generate insights and recommendations
- Improve system performance
- Communicate with users regarding their accounts
Financial and invoice data is used solely for the purpose of analyzing spend and delivering insights, and is not used for unrelated commercial purposes.
4. AI and Automated Processing
Spendzo.AI uses artificial intelligence models to process data and generate recommendations. These models may be operated by third-party providers.
By using the Platform, you consent to the processing of your data by such models and acknowledge that third-party providers may apply their own data handling practices. Spendzo.AI reserves the right to change or update AI providers as necessary.
The Platform does not perform automated decision-making that produces legal or similarly significant effects.
5. Data Sharing and Disclosure
Spendzo.AI does not sell personal or financial data. Information may be shared with third-party service providers solely for the purpose of operating the Platform, including AI processing and analytics.
Data may also be disclosed where required by law, regulation, or legal process.
6. Data Retention
Data is retained only for as long as necessary to fulfill the purposes outlined in this Policy, including providing services, improving functionality, and complying with legal obligations. Data that is no longer required is securely deleted or anonymized.
7. Data Security
We implement reasonable technical and organizational measures to protect data against unauthorized access, loss, or misuse. However, no system can guarantee complete security.
8. Cookies and Tracking Technologies
Cookies and similar technologies are used to analyze usage patterns, improve performance, and enhance the user experience. Users may control cookie settings through their browser preferences.
9. User Rights
Depending on applicable law, users may have the right to access, correct, or delete their data, and to opt out of certain communications. Requests may be submitted to support@spendzo.ai.
10. Marketing and Brand Usage
By using Spendzo.AI, you grant a limited, non-exclusive right for your company name and logo to be used in marketing and promotional materials. This may include website references and case-related content.
Users may opt out of this usage at any time by contacting support@spendzo.ai.
11. Third-Party Services
The Platform may rely on third-party tools and service providers, including AI and analytics providers. These entities may process data in accordance with their own policies.
12. Updates to This Policy
This Privacy Policy may be updated periodically to reflect changes in services, technology, or legal requirements. Continued use of the Platform constitutes acceptance of the updated Policy.
13. Contact
For any privacy-related inquiries, contact: support@spendzo.ai